| > | | | | occurred in 2006 in the Lebanon, most of us will have |
| Riots, civil unrest, civil war maybe! The New Year | | | | to rely on tour operators and local representatives to |
| headlines are full of commotion in Pakistan and Kenya | | | | look after us when on holiday. |
| and even the odd national strike nearer to home. All | | | | This is where a good travel insurance policy comes |
| are reminders of what can happen unexpectedly on | | | | into play because when it all starts to go wrong on |
| holiday. What can start as a normal holiday break can | | | | holiday, you need to have something to fall back on |
| quickly deteriorate leaving holidaymakers isolated, | | | | to get you out of trouble. But please be aware that |
| often helpless and in some cases endangered through | | | | most travel insurance providers will have general |
| no fault of their own. | | | | exclusion clauses when it comes to civil unrest, |
| The term far away places’ normally | | | | disturbances, terrorist acts and war so it does pay to |
| conjures up visions of palm tree beaches in sultry | | | | check your policy wording. Generally, medical |
| exotic locations but the true fact is that cheap long | | | | expenses and medical repatriation will be included |
| haul air travel has opened up the globe as never | | | | within your travel insurance policy but if you want to |
| before. Whilst this is good news for all holiday | | | | be covered for all eventualities then you will have to |
| makers, at the same time it comes with an increasing | | | | pay an increased premium for this. Thankfully the |
| risk of being mixed up in local strife and disturbances. | | | | chances of being caught up in these types of |
| Whilst the UK Foreign and Commonwealth Office will | | | | incidents are still very slight, and even when they do |
| be giving out important travel advice and, in extremis, | | | | strike, they tend to be away from the main tourist |
| will have contingency plans in place to extract British | | | | destinations. |
| nationals should it ever be deemed necessary, as | | | | |